| We recognize and respect the privacy expectations of
today's consumers and the requirements of applicable
federal and state privacy laws. We believe that making
you aware of how we use your non-public personal
information ("Personal Information"), and to whom it is
disclosed, will form the basis for a relationship of
trust between us and the public that we serve. This
Privacy Statement provides that explanation. We reserve
the right to change this Privacy Statement from time to
time consistent with applicable privacy laws.
In the course of our business, we may collect
Personal Information about you from the following
sources:
- From applications or other forms we receive from
you or your authorized representative
- From your transactions with, or from the
services being performed by, us, our affiliates, or
others
- From our internet web site
- From the public records maintained by
governmental entities that we either obtain directly
from those entities, or from our affiliates or
others
- From consumer or other reporting agencies
- Our Policies Regarding the Protection of the
Confidentiality and Security of Your Personal
Information
We maintain physical, electronic and procedural
safeguards to protect your Personal Information from
unauthorized access or intrusion. We limit access to the
Personal Information only to those employees who need
such access in connection with providing products or
services to you or for other legitimate business
purposes.
Our Policies and Practices Regarding the Sharing
of Your Personal Information
We will disclose your Personal Information when you
direct or give us permission, when we are required by
law to do so, or when we suspect fraudulent or criminal
activities. We also may disclose your Personal
Information when otherwise permitted by applicable
privacy laws such as, for example, when disclosure is
needed to enforce our rights arising out of any
agreement, transaction or relationship with you.
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